![]() All government and semi government offices, and most private offices, businesses, shopping malls, post offices and educational institutions are closed on this day. Public LifeĮid Milad-un-Nabi is a public holiday in Pakistan. These processions usually start from a central location (central mosques or locations of public prominence), pass through designated routes, and end at the starting point. Milad-un-Nabi congregations, rallies and processions also take place in major cities across Pakistan. Stories and incidents from his life of morals, such as forgiveness, kindheartedness, bravery, wisdom, honesty, and peace lovingness, are quoted. Religious leaders and scholars preach the Prophet Muhammed’s teachings. Moreover, contributions are made to support orphanages, asylums for the physically and mentally challenged, and widows. Food and sweets are distributed among the poor and the needy. Naat (poetry written in praise of the Prophet) and Koran recitation competitions are also held where prizes are distributed among people who perform outstandingly in the above stated disciplines. Seerat conferences are organized at both federal and provincial levels where religious scholars and intellectuals come and shed light on the Prophet Muhammed’s life, sayings, teachings and philosophies. The national flag is hoisted on all major public buildings, governmental, non-governmental facilities, mosques and even households are tastefully decorated and colorfully illuminated at night. The day starts off with an official 31-gun salute at the federal capital and a 21-gun salute in provincial headquarters. There is a considerable number of Muslims that observe this day with utmost religious fervor. ![]() On the other hand, many Islamic scholars believe that this day should be celebrated festively. Many Muslims do not believe in celebrating birthdays or anniversaries as there is no evidence from Prophet Mohammad’s life of such observances. Some scholars forbid celebrations and even challenge the holiday’s legality in light of Sharia (Islamic law). Milad-un-Nabi observances differ among people following different schools of Islamic Jurisprudence (Fiqh). ![]() Pictured above is a group of Muslims in Karachi, Pakistan, in procession for the Prophet Muhammad's birthday. It is a day off for the general population, and schools and most businesses are closed. Is Eid Milad un-Nabi a Public Holiday?Įid Milad un-Nabi is a public holiday. Sunni Muslims observe Milad-un-Nabi on 12 Rabi-ul-Awwal (third month of the Islamic calendar) while Shia Muslims observe it on 17 Rabi-ul-Awwal, coinciding with the birthdate of their sixth Imam Jafar-al-Sadiq. Business Date to Date (exclude holidays)Įid Milad-un-Nabi, also known as the Prophet Muhammad’s birthday, is a public holiday in Pakistan.
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![]() You might want to bring photocopies of your driver's license with you when traveling and keep these somewhere safe―in case of emergency. The UT DPS requires you to appear in person at a local driver license field office with the proper forms of identification in order to get a duplicate. If you misplace your UT driver's license or it is stolen while you are traveling out of state or abroad, you're out of luck until you return to Utah. NOTE: If you're ordering a duplicate Driving Privilege Card, you may need to provide a fingerprint card and a photo of yourself in a sealed envelope. Your new Utah driver's license will expire on the same date as the license you replaced. Pay the $23 fee for a duplicate driver's license.Have a new driver's license photo taken.Once you're at the UT DPS office, you will need to: See our pages Changing Your Address in Utah or Changing Your Name in Utah for more information. If your name or address has changed, you will need additional documentation. The Utah DPS provides a complete list of approved documents. 1 document to verify your Social Security number (SSN), such as:.2 documents to prove you are a UT resident, such as a:.birth certificate (original or a certified copy). 1 document proving your identity, such as a:.A completed Driver’s License Application (Form DLD6a).Since Utah does not require you to file a police report if your driver's license is lost, stolen, or damaged, it's not difficult to replace a lost UT driver's license―you will just need to appear in person at your local DPS office to apply for a duplicate. NOTE: You can renew your UT driver's license instead of applying for a duplicate if it expires within 6 months. If you plan to upgrade to a Utah REAL ID upon replacement, you'll need to follow the steps for a first-time REAL ID application. ![]() Sometimes people get so nervous they actually think they haven’t understood something, when in fact they have. So, what can we do to avoid using the famous “could you please repeat that? Well, below I will show you. Can we speak my native language? 99% of the time the other person won’t speak your language, so it is their duty to make sure you understand their message. You could easily say to the other person. The first thing to remember as a non-native speaker is that the person speaking to you has an obligation to make YOU understand! You shouldn’t feel nervous and bad about your English. This can lead to more embarrassment and problems with communication. ![]() The issue is that if you didn’t understand the first time, it is very probable that you won’t understand it the second time. If you ask someone to repeat what they said, you are inviting them to say EXACTLY the same thing. I don’t understand you, can you say that again?.There are some issues with using the following expressions. People become self-conscious and instead of asking for clarification they say nothing, or even worse, they ask them person to repeat what they have said, again and again. This is especially the case when you are not speaking your native language. Many people often feel uncomfortable when they don’t understand what someone is explaining to them. Ask for clarification in a polite and constructive way.Check that you understood what someone has said to you.Have you ever found yourself in a situation where you are not clear what someone has said to you? Have you had problems as a result of poor communication? If so, then you will love the tips I have for you today.īy the end of this episode you will be able to do the following: The objective is to make you feel more confident and to improve your communication skills. What I am going to teach you today are really useful skills for many business situations. ![]() This week we have prepared a super helpful episode on how to check and ask for clarification. Hey there, welcome back to the Art of Business English. ![]() If it is true that Edward III brought between one and two million arrows for his 7,500 archers at Crécy in 1346, then in order to transport these alone a convoy of up to 200 carts would have been necessary.Ĭomparatively few depictions of quivers exist from the High Middle Ages, c. From notes of Henry VIII in 1513 we learn that 26 carts were needed to transport 240,000 arrows. It is known from later sources that large numbers of arrows were stored and transported in boxes and barrels. But since the illustrator indiscriminately mixed contemporary, antique, and Byzantine motifs throughout his work, perhaps these quivers should not be considered accurate depictions of Carolingian means of arrow transport.īerner Chronik: Two English archers with over-sized arrow bags on their belts. Carried with shoulder straps, the long tubes of unknown material seem to have a dome-shaped lid, and the arrows are shown with their heads upwards. 820–835 AD) appear like a mix of central Asian and central European traditions. The bulging rim at the opening was fringed, and in the upper third of the tube two triangular pieces of leather with oval slits were attached, probably in order to insert a shoulder strap.Īs far as they can be interpreted as realistic representations at all, the quivers in the Utrecht Psalter (ca. Their total length was only 62 cm (not quite 25“), of slightly conical shape, with a diameter of 9 cm (3 ½“) at the top. They may well have been the standard model of the low-ranking infantry archer, while the more sophisticated Eastern type has been found mostly in well equipped burials of the Merovingian period.įragments of leather quivers have also been found in archaeological digs at the Viking age settlement Haithabu (Hedeby) in today’s Northern Germany. Quivers of this description are worn by the Norman archers depicted on the Bayeux Tapestry, created around 1070 AD. Arrows were inserted with their heads down, the fletchings protruding over their entire length above the upper opening.ĭetail from Sébastien Mamerot’s Les Passages d’Outremer, showing mounted archers on crusade with arrow bags tucked under their belts It is in the shape of a round tube with a bulging upper rim, mostly made from leather, and worn on the right hand side with a shoulder strap. While the English word ’quiver’ derives from the Old French quivre, cuevre or coivre, the German term ’köcher’ can be traced back to the Turko-Mongolian word kukur, which became cucura in Latin, thus betraying its Eastern origin.Ī very simple form of quiver has probably been in use at least since the Iron Age. They were carried on belts, attached by metal rings and hooks, on the right side of the hip. Arrows were inserted with their tips up, so that specific arrowheads could be chosen, and the sensitive fletchings were well protected. They resemble long conical tubes of oval cross section made of birch bark or leather covered wood, usually equipped with a lid or flap. Many of them were of Eastern origin, introduced by the invading Huns and Avars. A few remains from the Iron Age migration period, and early medieval graves offer clues as to the shape, construction, and ways of carrying these quivers. However, since these containers were invariably made of organic materials such as wood, leather, or fabric, only few specimens or fragments have survived. A variety of means to transport arrows were used instead. Most probably, real medieval archers were well aware of the disadvantages of carrying their precious arrows on their back and thus out of sight. However, there is absolutely no historical evidence for its use in Europe during the Middle Ages. ![]() Particularly when it comes to quivers, film-makers can’t seem to resist the urge to place them on the actors’ backs, where the arrows will rattle, be prone to falling out or getting caught in overhanging trees, and have to be pulled out blindly over the shoulder in a long and cumbersome motion.Įver since Errol Flynn’s ’Robin Hood’ (1938), the leather back quiver appears to have been a favourite accoutrement for ’medieval archers’ in film and television. Tubular quivers with shoulder straps.Īchery and Hollywood – not often a great combination. Norman archers on the Bayeux Tapestry, c. The Wild have been more inconsistent, and they don't come into the playoffs at the top of their game. Pick - Stars beat Wild 4-2Īustin: The Stars have played like a top-10 team all season, and when they are at their best, they look like a real Stanley Cup contender. If that turns out to be the case, how long will Fleury's leash be? I do believe that we'll see both goalies in this series, and that's not a recipe for success. Gustavsson makes more sense, as he's had a much stronger campaign, but I certainly wouldn't be surprised if head coach Dean Evason goes with the veteran in Fleury to start the series. For the Wild, it'll be interesting to see who gets the start between the pipes out of Marc-Andre Fleury and Filip Gustavsson. Jason Robertson has become one of the league's most lethal goal scorers and the amount of depth that the Stars have is out of this world. They're an offensive juggernaut that ranked seventh in goals-per-game (3.41) throughout the regular season. However, the Stars are definitely the better team in my eyes. (3) WildĬhris: The Wild and Stars were both battling with the Avalanche for the Central Division crown down the stretch. Pick - Avalanche beat Kraken 4-1 (2) Stars vs. It'll be fun to see playoff hockey in Climate Pledge Arena, but Colorado will spoil the party rather quickly. For Colorado, Alexandar Georgiev has never started a playoff game, but he is coming off a much stronger regular season than either goalie in Seattle. Philipp Grubauer and Martin Jones have combined for one of the league's worst save percentages again this year, and that is a major problem against this Avs team. The biggest issue for the Kraken is in goal. Pick - Avalanche beat Kraken 4-1Īustin: Seattle has solid depth, and the scoring is balanced throughout all four lines, but the team may not have enough firepower to match the talent that fills Colorado's bench. Sure, this isn't the same loaded Avalanche roster from a season ago, but they're clearly the better team here. They'll be without captain Gabriel Landeskog for the entire postseason, but Nathan MacKinnon, Mikko Rantanen and Cale Makar bring a ton of firepower that Seattle just doesn't possess. The Avalanche have dealth with a ton of injuries, but they still won the Central Division and are getting hot at the right time. Their reward? Getting to face the defending Stanley Cup champions in the opening round. Pick - Oilers beat Kings 4-2Ĭhris: In just their second NHL season, the Kraken are headed to the postseason for the first time. If the Kings' goaltending was in a better place, I would be more tempted to pick them, but the Oilers just have too much firepower. The biggest x-factor in this series will be each side's goaltending situation. ![]() The battle between elite defensive forwards Anze Kopitar and Phillip Danault and peak Connor McDavid will be a lot of fun to watch. On the other side, the Kings have been one of the best defensive teams in hockey all season, allowing the second fewest expected goals at five-on-five, per Natural Stat Trick. ![]() Edmonton might give up a little more the other way, but the defense has improved drastically with the addition of Mattias Ekholm, and Stuart Skinner has become a reliable starting goaltender. Pick - Oilers beat Kings 4-2Īustin: The Oilers have an explosive offense that features a 60-goal scorer, a 50-goal scorer and two 30-goal scorers. While the Kings surpassed expectations, I just think that McDavid and company will be too much for them. These two teams split their four meetings during the regular season, so it's going to likely be a tight series. ![]() He's has put together a season for the ages as he recorded a mind-boggling 153 points, and led the way for the Oilers. Pick - Jets beat Golden Knights 4-3 (2) Oilers vs. While Logan Thompson, Laurent Brossoit and Jonathan Quick have been anywhere from solid to really good for the Golden Knights, can you bet on that trio in the playoffs? I'd rather roll the dice with Hellebuyck and pick the Jets to pull off the upset. Connor Hellebuyck is a top-three goaltender in the NHL, and he is capable of carrying Winnipeg past Vegas on his own. Even if Mark Stone is back in the lineup for the Golden Knights, the Jets have the biggest advantage in this series. The Jets went 11-8-1 in that same span, but they were much better at five-on-five, controlling 56.5% of the expected goals. Austin: The Golden Knights went 14-3-3 down the stretch, but they controlled just 46.9% of the five-on-five expected goals, per Natural Stat Trick. In my own landscape work, I find LuminarAI a powerful and time-saving tool. (while also retaining the features of Luminar AI). It also boasts a high-speed core engine with background rendering and accelerated exports for more complex tasks. The app provides the ability to build detailed and expressive images with advanced layer-based workflow and flexible tools that can be applied in any order. Luminar Neo is for those who want more editing options and more creative control. It's a compact and easy-to-navigate application that already packs everything one needs for great results. The app can swiftly guide you to the best outcomes while still preserving editing flexibility. LuminarAI is the easiest-to-use image editor fully powered by AI for those who prefer a time-saving, template-driven workflow for quick results. In a more detailed response, Skylum says: Luminar says the two products have different workflows, and photographers are free to choose which is the better fit. I hope it's not a ploy to soak photographers twice, once with LuminarAI and then again with Luminar Neo. That makes me think there's going to be some overlap with LuminarAI, and I'm wondering why they don't incorporate these new tools into the existing product. It appears to be aimed at portrait photographers more than, say, landscape photographers, but it's hard to tell until I have the software in hand. Still, LuminarAI has some excellent tools for portrait work, like skin smoothing, lighting controls, and bokeh. It looks like another interesting effort from Skylum. The software is expected to ship this winter and will be available as a package deal with Luminar AI. Once edited in Luminar Neo, results can be sent back to the mobile device for easy social sharing or viewing on the go. Our new companion mobile app makes it simple to add pictures captured on a mobile device to your Luminar Catalog. ![]() Take full control of the background for portrait photos by quickly replacing it with an all-new image or background. New tools make removing unwanted background elements easier than ever before. Luminar Neo automatically recognizes and removes artifacts caused by a dirty camera sensor or lens. ![]() Remove blemishes and distracting elements.Luminar Neo analyzes each image to recognize the depth of a scene and its subject which allows precise control over exposure and tone. Transform photos with new relighting options.What Does Luminar Neo Do?Įxpected features in this new editor include: “As the latest member of the Luminar family, we designed Luminar Neo to allow artists to take on more challenging image creation work and achieve results which often seem unattainable,” said Dima Sytnik, Co-Founder and CPO of Skylum. Instructional videos for New York State Prescription Monitoring Program (PMP) users are available for several NYS PMP topics. ![]() NYS Prescription Monitoring Program (PMP) Instructional Videos This document provides additional details on how to use the updated patient search results report. Indicators for multiple provider episodesĪ revised version of How to Read a Confidential Drug Utilization Report for a New York State Patient Search is available within the Prescription Monitoring Registry, Help section.Indicators for opioid, benzodiazepine, and stimulant prescriptions, including identification of current prescriptions.A streamlined presentation of patient demographic information.This initiative was developed by the New York State Department of Health with the aim of improving patient safety and reducing the risk of medication-related overdoses. In May 2023, the Bureau of Narcotic Enforcement will be releasing an update to the Prescription Monitoring Program (PMP) Registry Confidential Drug Utilization Report. Prescription Monitoring Program Registry Confidential Drug Utilization Report Redesign This information will allow practitioners to better evaluate their patients' treatment with controlled substances and determine whether there may be abuse or non-medical use. Patient reports will include all controlled substances that were dispensed in New York State and reported by the pharmacy/dispenser for the past year. The PMP is available 24 hours a day/7 days a week via an application on the Health Commerce System (HCS) at. The PMP Registry provides practitioners with direct, secure access to view dispensed controlled substance prescription histories for their patients. I-STOP/PMP - Internet System for Tracking Over-Prescribing - Prescription Monitoring Program Prescription Monitoring Program RegistryĮffective August 27, 2013, most prescribers are required to consult the Prescription Monitoring Program (PMP) Registry when writing prescriptions for Schedule II, III, and IV controlled substances. All Health Care Professionals & Patient Safety.Clinical Guidelines, Standards & Quality of Care.Health & Safety in the Home, Workplace & Outdoors.Birth, Death, Marriage & Divorce Records. ![]() When he asked us where we were from we told him where we were visiting from since that's where the Army put us. The guy working the register must have been the owner/proprietor because there were pictures of him and his family plastered all along the wall. The muffins were mass produced any way so it wouldn't be that hard. My advice is just to throw a quick piece of cling wrap over them all and you'll be set. Ya see, the entire time I was waiting my turn in line, I saw a fly (or multiple flies) land on the fruit and muffins over twenty times. My family wanted to take fruit and/or muffin, but after giving them ALL "the look", they decided against it. You can select fresh fruit, muffins, bottled juices, sodas or coffee on your way down the road. Lady (or guy) behind said lunch counter will yell obscure instructions on how to get your provisions and you waddle down the line. I'm going to be a GOOD Yelper and tell you that when you walk in you are facing the confusing lunch counter. It'll be okay," and for the most part, it really was. My hubby, a Soldier, said, "it's not that serious. I started to spazz to the point I pulled out my phone and started yelping to find another spot to go to. Like, lady behind the counter is yelling at you directions on how to navigate this joint, lunch counter. Like, slide your little plastic, brown tray along the sliver bars, lunch counter. I had flashbacks of the lunch lady at elementary school. ![]() So, I literally walked into this place and froze. The cramped and crowded atmosphere is the only reason I didn't give this restaurant a 5 star rating. Everything is great about this place, that's why it's always cramped and crowded. Six people in our party, we ate for around $70 to give an idea about cost. The waitresses are attentive, kind, smiling and always come around to fill your coffee / drink. They don't slap the meal on your tray as you go through the buffet line, you get your own drinks and find a seat.if you can! They bring your fresh made, awesome breakfast out to you. The knock on the place would be if you don't get into buffet-style line, and the restaurant is cramped beyond belief. My wife bought homemade biscuits and gravy, yes, I ate a lot of her's too. Their salty ham steak is to die for!! Hash browns are fresh and amazing. The last time here I bought the blueberry / pecan pancakes, yes, get them! Eggs are eggs, but the always cook them perfect. Sign of a great restaurant: the owner runs the cash register, she's sweet and funny and runs Stack 'em High with pride! The cooks, you can watch them, are making some tasty victuals back there! The pancakes are outstanding. ![]() Can’t Lose CDs allow you to deposit up to $10,000 in additional funds after the first 12 months of your term have passed. The bank has a special on 7-month and 12-month CDs, which earn 4.50% and 4.50% APY, respectively. CDs with terms of seven to 31 days require a higher minimum deposit, but longer terms require a lower amount. ![]() CDs require a minimum deposit of $1,000 to $2,500. Truist offers CDs with terms ranging from seven days to five years. ![]() Unfortunately, most of its CD rates aren’t competitive with the best CD rates on the market, and you can only open a Truist CD by visiting one of the bank’s branches. There are several available Truist certificates of deposit (CDs), depending on your needs. This account allows up to six fee-free withdrawals per month, after which you’re charged $15 per additional withdrawal. There’s also a $12 monthly maintenance fee attached to the account, although you can get it waived by keeping a $1,000 minimum balance. Opening a money market account requires a $50 minimum deposit. ![]() The Truist One Money Market Account currently earns 0.01% APY on all account balances, well below what you can find with the best money market accounts. A money market account (MMA) is a type of bank account that typically offers competitive rates, like a high-yield savings account, plus popular features of a checking account, like a debit card and check-writing privileges. Truist is also home to the Truist One Money Market Account. It requires a minimum opening deposit of $25. This account earns interest and charges no monthly fees or overdraft fees. This basic savings account is designed to be paired with the Truist Confidence Account, a checking account designed for people who can’t qualify for standard bank accounts. It charges a $5 monthly fee to account holders age 18 or older, but this fee can be easily waived by holding an eligible Truist checking account, maintaining a minimum daily balance of $300 or scheduling a preauthorized internal transfer of at least $25 per statement cycle. Truist’s main savings account earns minimal interest (a 0.01% APY) and requires a minimum opening deposit of $50. Truist offers two primary savings accounts for its customers: Truist One Savings and Truist Confidence Savings. It charges a $5 monthly fee that can be waived if you receive at least $500 in direct deposits per statement cycle, make 10 or more qualifying transactions per statement cycle or are a student under the age of 25. This account has limited features, such as no paper checks, and requires a minimum opening deposit of $25. This is Truist’s second-chance bank account, designed for people who have trouble qualifying for a standard checking account. This account charges no overdraft fees, offers a $100 Negative Balance Buffer and comes with additional perks-like a loyalty bonus on credit card rewards and ATM fee waivers-as your balance grows.
Established in 2013, the company fosters a positive, transparent culture of camaraderie and excellence that has fueled its substantial growth in a highly competitive industry. Representing some of the U.S.'s top advisors, Steward Partners is a full-service, employee-owned, independent financial services firm that offers wealth management solutions for families, businesses, and multigenerational investors. Steward Partners also had 15 of its partners named to the Forbes 2023 List of Best-In-State Wealth Advisors and two advisors on Forbes America's 2023 Top Women Wealth Advisors Best-In-State List, both of which are prepared by SHOOK Research. In September 2022, the firm was ranked among Barron's list of Top RIA Firms for the third consecutive year, an annual ranking of independent advisory companies based on value of assets managed, technology spending, staff diversity, succession planning, and other metrics, having been named among the top 25 firms in 2020 and ranked as #20 in 2021. Steward Partners has been one of the industry's fastest-growing RIA firms since its launch in 2013. In 2023, he was also named to the Forbes Best-in-State Advisor list for the third time. Louis was named to AdvisorHub's 200 Fast Growing Advisors. Thomas Briggs, AIF ®, Partner, Managing Director, and Wealth Manager at Steward Partners Global Advisory in St. Additionally, Davis Executive Wealth Management Group led all Steward Partner firms in revenue growth last year. Tim was also named a Best-in-State Wealth Advisor by Forbes for five consecutive years (2019-2023). Inclusion was based on the advisors' demonstrable success in winning new clients, increasing assets, and boosting production. Tim Davis, CFP ® is Partner, Executive Managing Director, and Wealth Manager at Steward Partners Global Advisory in Boston, Massachusetts was named to AdvisorHub's 200 Fast Growing Advisors to Watch list. With more than 30 years of experience as a financial advisor, Todd has previously been honored as one of the Top 400 Financial Advisors for the Financial Times, a Barron's Top 1,200 Financial Advisor, and a Best-in-State Advisor by Forbes. The 100 advisors on this list were recognized for having assembled efficient and productive teams that have achieved scale without compromising their level of service while maintaining healthy growth. Todd Hoffman, CFP ®, CPM ®, Founding Partner, Executive Managing Director, and Wealth Manager at Steward Partners Global Advisory in Clearwater, Florida was named to the AdvisorHub 100 Advisors to Watch-Under $1 Billion. We expect big things from the three of them in the coming years." ![]() "Although they all operate in different regions, they share a commitment to putting clients first in everything they do and are reaping the rewards of that focus. "Todd, Tim, and Tom have all built outstanding practices and have been great partners since joining Steward, and we couldn't be prouder of their accomplishments," said Jim Gold, CEO and Co-Founder of Steward Partners Global Advisory. affiliated with Steward Partners, on being honored by AdvisorHub's 2023 Advisors to Watch List. WASHINGTON, J/PRNewswire/ - Steward Partners Global Advisory, LLC, an employee-owned, full-service independent partnership, currently celebrating its tenth anniversary proudly salutes Todd Hoffman, CFP®, CPM® of Hoffman Private Wealth Group at Steward Partners, Tim Davis, CFP® of Davis Executive Wealth Management Group at Steward Partners, and Thomas Briggs of Plaza Advisory Group Inc. |
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